Car Insurance Online - Vehicle Insurance - First Party And Third Party Insurance Explained

• Car Insurance Information Online
• First Party Car Insurance Information Online
• Third Party Car Insurance Information Online

types of car insurance

• First Party Insurance
• Third Party Insurance
• Comprehensive Insurance
• Zero Dept Insurance
• RTI (Return To Invoice)

1. Liability insurance: This is the most basic type of car insurance that covers damages and injuries you cause to others in an accident. It's mandatory in most states.

2. Collision insurance: This covers damages to your car if you're involved in a collision with another car or object.

3. Comprehensive insurance: This covers damages to your car caused by non-collision events such as theft, fire, vandalism, or weather-related incidents.

4. Personal injury protection (PIP): This covers medical expenses and lost wages for you and your passengers regardless of who was at fault for the accident.

5. Uninsured/Underinsured motorist coverage: This covers damages and injuries caused by a driver who doesn't have enough insurance or any insurance at all.

6. Gap insurance: This covers the difference between the amount you owe on your car loan or lease and the actual cash value of your car if it's totaled in an accident.

7. Rental reimbursement: This covers the cost of a rental car if your car is being repaired due to a covered claim.

The types of car insurance coverage you need depend on your personal circumstances and the level of risk you're willing to take on. It's important to review your coverage periodically and make adjustments as needed.